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Airtime to Cash in Nigeria

Turn unused airtime into Naira with fast automatic exchange. Verify your line, authorize the transfer and receive wallet credit as soon as the network confirms. Withdraw to your bank when ready.

What airtime to cash means

Airtime to cash is the process of selling recharge credit that is sitting unused on your line and receiving money in return. It is common in Nigeria for traders, agents, marketers and anyone who received bulk airtime as payment, or bought more than they need, to end up with value they cannot actually spend.

KoboWallet buys that airtime at a rate published in advance, so you know what you will receive before processing fees; your final wallet credit accounts for the provider fee.

How the KoboWallet process works

  1. Create an account and sign in.
  2. Open Exchange Airtime, choose your network and enter the amount you want to convert.
  3. Enter the phone number of the line you own and verify the SMS code.
  4. Review the transfer details and authorize with your SIM transfer PIN. Your PIN is never stored.
  5. Once the network confirms success, your KoboWallet balance is credited automatically. You can withdraw it to a Nigerian bank account in your name.

The full step-by-step flow, including phone verification and authorization, is on the how KoboWallet works page.

Who it is for

Small business owners paid in airtime, marketing and campaign teams left with unused bulk credit, agents holding stock they cannot sell on, and everyday users who over-recharged. If you own the airtime and it is on a Nigerian network we support, you can convert it.

Eligibility and requirements

  • You must be at least 18 years old.
  • The airtime must be on a line you legally own.
  • Use the current amount limits shown for your selected network.
  • Withdrawals are paid only to a Nigerian bank account that matches your account name.

Rates and what you receive

Rates are set by the KoboWallet desk and change with market conditions. The rate attached to your request at submission is the rate used to calculate your payout, so a later change does not affect an order already placed. Current figures are always on the live rates page.

Security

Automatic airtime transfers are verified by the network before wallet credit. Accounts are protected with encrypted authentication, and sensitive actions such as withdrawals require additional verification. More detail is on the KoboWallet security page.

Frequently asked questions

How do I convert airtime to cash in Nigeria with KoboWallet?
Create a KoboWallet account, open Exchange Airtime, choose an available network and amount, then verify your phone with the SMS code. Authorize the transfer with your SIM transfer PIN; successful network confirmation credits your wallet automatically. Withdrawals to your bank are a separate step.
Which networks are supported?
MTN, Airtel, Glo and 9mobile. A network can be paused temporarily when a provider is unstable, and the rates page always shows current availability.
What is the minimum airtime I can convert?
The form shows the current minimum and maximum for your selected network and exchange option.
How long does payout take?
Automatic exchange credits your wallet immediately after the network confirms a successful transfer, without waiting for admin approval. Network delays may leave a transfer processing. Bank withdrawals are separate.
What rate will I get?
The rate shown at the moment you submit your request is the rate applied. Rates are set by our desk and published on the rates page.
Can I send airtime from someone else's line?
No. You must send airtime from a line you own. Requests involving airtime you do not legally own are rejected.

Ready to convert your airtime?

Open an account in a couple of minutes and submit your first request.

Create your KoboWallet account