Get paid for the financing referrals you are already making.
Share solar financing with the people who need it. When a referral is disbursed, you earn a share of KoboWallet's facilitation income — tracked to the naira, paid by bank transfer. Free to join, no targets, no fees.
Uses your existing KoboWallet account. You'll be asked to sign in first.
Who this is for
Community and network builders
You already answer money questions for people around you — church groups, estates, cooperatives, WhatsApp communities.
Solar installers and vendors
Your customers want the system but not the upfront cost. Send them for financing instead of losing the sale.
Agents, consultants and creators
You advise SMEs, landlords or an online audience and want a clean, compliant way to earn from that trust.
What you can promote
Three financing services, each with its own tracked link and its own commission rate set by KoboWallet.
Solar financing
Homes and businesses spreading the cost of a solar system.
How it works
- 1
Sign in and activate
Use your existing KoboWallet account. Accept the partner terms once — there is no separate partner sign-up.
- 2
Share your links
You get a tracked link for each service. Attribution survives sign-up, so a referral still counts days later.
- 3
They apply, partners decide
KoboWallet prepares the application and refers it. A financing partner reviews and makes the decision.
- 4
You earn on disbursement
Once financing is disbursed your earning is generated at the locked rate, then approved and paid out.
Fair, transparent, private
Partner earnings are calculated from the amount actually disbursed, at the rate in force when the earning is generated. Once an earning is paid it can no longer be altered.
- Every click, referral and earning is visible in your partner dashboard.
- You never see applicant names, contacts or documents — only referral activity.
- KoboWallet is a facilitator, not a lender. Financing partners make all decisions.
Frequently asked questions
- Do I need a separate partner account?
- No. The KoboWallet Partner Programme runs on your existing account. You sign in, activate partner access once, and your referral links appear in your dashboard.
- What do I earn on?
- You earn a share of KoboWallet's facilitation income on financing that is actually disbursed through a referral you sent. The rate is locked at the moment your earning is generated.
- When am I paid?
- Earnings appear as pending once a referred application is disbursed. After review they are approved and settled by bank transfer, and every payout is recorded against your account.
- Does KoboWallet lend the money?
- No. KoboWallet is a facilitator, not a lender. Financing partners assess each application and decide whether to fund it and on what terms.
- Can I see who applied through my link?
- No. To protect applicant privacy you see referral activity, stage and earnings — never an applicant's name, contact details or documents.
- Is there a cost to join?
- None. Activation is free, there are no targets to hit and no fees of any kind.
Ready to start referring?
Activation takes under a minute on the account you already have.
Become a Partner