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Financing through KoboWallet's financing partners

One guided application for every available financing category. KoboWallet prepares and forwards your application; the financing partner decides.

How KoboWallet financing works

  1. Create a KoboWallet account and open the financing application.
  2. Complete the guided steps: about you, what you need financing for, income and expenses, existing obligations and supporting documents.
  3. Review your answers, give the required consents and submit.
  4. KoboWallet reviews the application for completeness and refers it to partners.
  5. The financing partner assesses it and responds with a decision. You are notified by email and in your dashboard at each status change.

What KoboWallet does and does not do

KoboWallet builds the application, verifies that the information is complete and keeps you updated. KoboWallet does not lend money, does not set interest rates, does not approve or decline applications, and does not guarantee that a partner will make an offer.

Eligibility basics

  • You must be at least 18 and resident in Nigeria.
  • One active application per account.
  • A rejected application must wait out a cooling-off period before reapplying.
  • Supporting documents must be genuine and belong to the applicant.

Frequently asked questions

Is KoboWallet a lender?
No. KoboWallet is a financing facilitator. It collects your application, checks it for completeness and passes it to financing partners who make the lending decision.
Who makes the final financing decision?
The financing partner reviewing your application. KoboWallet does not approve financing and does not guarantee any outcome, amount or rate.
What financing categories can I apply for?
The categories currently open are shown on this page. You complete one guided application and select the category that fits your need.
Can I have more than one application at a time?
No. Only one active application is allowed per account, and a rejected application has a waiting period before you can reapply.
Does applying cost anything?
Submitting an application through KoboWallet does not require a payment. Any charges attached to an approved facility come from the financing partner and are disclosed in their offer.

Start your application

Applications are completed inside your KoboWallet account and saved as you go.

Create your KoboWallet account